Your credit cards,
finally under control
See every billing cycle, EMI, and due date in one place. Know what you owe, when it's due, and which card to pay first — before interest eats your money.
No credit card needed · Works with any bank · Cancel anytime
Good morning,
Welcome back, Bhanu 👋
Total outstanding
AED 102,000
Next due in
6 days
EMI this month
AED 4,850
Retail balance
AED 38,200
FAB Cashback
Due Apr 9 · 6 days left
Outstanding
10,257
EMIs
6,200
Retail
4,057
ADCB Cashback
Due Apr 18 · 15 days left
Outstanding
24,800
EMIs
18,500
Retail
6,300
April cash flow
The problem
Credit cards weren't designed to be simple
Every multi-card holder faces these three traps.
Billing cycle confusion
Statement date, due date, grace period — every card runs a different cycle. Miss the pattern and you pay interest on purchases that should have been free.
Multi-card chaos
4 cards, 4 due dates, 4 minimum payments, and a salary that hits once. Every month is a puzzle of which card to pay, how much, and when.
The EMI trap
You converted purchases to EMI thinking it helps. But your minimum payment only covers EMI installments — the retail balance keeps bleeding interest at 40–60% a year.
How it works
See your cards like never before
Add your cards in 2 minutes. Clarity for months.
See every card's cycle at a glance
Statement dates, due dates, grace periods — mapped out visually for every card. Never miss a payment window again.
FAB Cashback
Due in 6 days
ADCB Cashback
Due in 15 days
Mashreq Cashback
Due in 22 days
No bank connections
We never access your banking credentials. You enter your card details — you stay in control.
Works with any card
Any bank, any country, any currency. ADCB, FAB, Mashreq, HDFC, Chase — it all works.
Your data, encrypted
All data encrypted in transit and at rest. Never shared with banks, advertisers, or third parties.
Pricing
Simple and fair
Try everything free for 30 days. No credit card required.
First 30 days — completely free
Full access to everything. Unlimited cards, EMI tracking, billing cycles, cash flow timeline, payment priority, reports, and exports. No restrictions.
After 30 days — you choose
Free
AED 0/monthKeep using CreditPilot with up to 2 credit cards. Billing cycles, EMI tracking, and monthly cash flow included.
Pro
RECOMMENDEDQuestions
Does CreditPilot connect to my bank account?
No. CreditPilot never connects to your bank or accesses your banking credentials. You enter your card details manually — statement dates, due dates, EMIs, and balances. You stay in full control of your data at all times.
Which banks and cards are supported?
CreditPilot works with any credit card from any bank in any country. You add your cards manually, so it works whether you have cards from ADCB, FAB, Mashreq, Emirates NBD, HDFC, Chase, or any other issuer.
What is the EMI vs retail balance trap?
When you convert purchases to EMIs, your minimum payment each month only covers the EMI installments. Any remaining retail balance silently accumulates interest — often at 40-60% annually. CreditPilot shows you exactly how much of your balance is EMI and how much is retail.
How does the billing cycle engine work?
Every credit card has a statement generation date and a payment due date. CreditPilot maps these for all your cards, shows you the grace period for each, and plots every due date on a timeline against your salary date.
Is there a free plan?
Yes. After your 30-day free trial, you can continue using CreditPilot for free with up to 2 credit cards. The Pro plan at AED 29/month unlocks unlimited cards, payment priority engine, advanced reports, and data exports.
Is my data secure?
All data is encrypted in transit and at rest. Your financial data is tied exclusively to your account and never shared with third parties, banks, or advertisers. You can delete all your data at any time.
Stop guessing. Start knowing.
Add your cards in 2 minutes. See everything you've been missing.
Get started free30-day free trial · No credit card required · AED 29/month after